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Years ago, you probably went to the same shop to buy your groceries. The shop owner knew you and could even remind you of an important birthday because you bought birthday products like paper cups from them. They understood your routine and had a personalized approach towards you. That is why you went back. Now, you shop online or at big retail stores. They can still cater to you personally, only this time that they need ways to help them improve the customer experience. This is one of the reasons big data is important in improving customer experience and services…


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Blockchain technology has grown rapidly in the last decade. This is the underlying technology that facilitates the transfer of crypto assets such as bitcoin. This has made an impact in the entire financial market. Throughout the globe, people have changed the way they carry out their financial transactions. Due to the impressive uptake, crypto banking has become a great contributing factor in financial industry.

Cryptocurrency does not only offer services that we find in conventional banks but has grown to be utilized in online purchases by some ecommerce shops. Cryptocurrency will guarantee efficiency, security, transparency and bureaucracy will be reduced…


Choosing when to retire takes a lot of planning. The timing of your retirement can impact how much you’re able to save, the amount of social security you’ll get each month, and how much debt you can wipe out before you stop getting a paycheck.

Taking Social Security Too Early

You can legally claim social security before the age of 65. However, every year that you take it before the age of 70 will impact how much you are able to ultimately qualify for. …


The rise of the coronavirus has had a vast and lasting impact on many sectors of the American economy. All over the country, businesses have struggled with the effects of the virus. Many existing business ventures have been forced to shut down due to lack of consumer demand. Many new ideas for businesses have been nipped in the bud as it has been made clear they cannot get off the ground. Employees and employers have suffered as a result of the pandemic. …


After a lifetime of work, most people look forward to retirement, picturing it as a time to relax more and to dedicate more time to hobbies that were getting ignored in the past — whether we’re talking about gardening, traveling, exercising, etc. To transition to retirement is important however, and leaving things to chance will increase the risk of running out of money during the golden years — and the last thing desired is to not have enough money to pursue a passion you have after you worked your whole life. …


By now, we all know that equal pay has become a huge issue in our society. It’s even affected the sports world, where female soccer players are fighting for their rightful piece of the pie. But, somehow, this attention to equal pay becomes lost when it comes to the upper echelons of private equity. As it turns out, the situation is even direr than what it may seem when one considers the fact that women in the business world make 80.7 cents for every dollar a man makes working the same position.

Astounding Statistics Slated Against Women

One area that doesn’t receive enough attention in…


Mark Grieco for Online Trading Academy

Trading technology gets better, faster, and more refined with each platform upgrade and every tweak to an analysis tool. With such a dizzying amount of information coming at them from all sides, it’s easy for traders and investors to be distracted or become overwhelmed by fancy features and seductive shortcuts. While some of them may be useful, others can be quite costly to even the most experienced trader, both in time and money.

Here are five myths concerning trading and investing technology that you should probably leave in the land of market make-believe.

1. Myth: The latest and greatest bells…


A recent survey reveals that many corporate executives at well-known American companies do not see a recession taking place in 2019. However, this does not mean that you should not take strong measures to protect your finances. If you fail to take heed to this sound advice, your finances may take a big hit during the next economic downturn.

Some economic insiders believe that the American economy is improving, but they do not hesitate to state that it could fall this year. This should cause alarm for everyone throughout the nation. This is the primary reason why experienced financial consultants…


As you may have already noticed, our world’s technological advancement has presented us with certain advantages. For one, there seems to be an app for everything. On top of the social media platforms, there are other apps that promote “fixing” the bad habits of people.

Browsing through the app store can be overwhelming. Nonetheless, people continue to search for the perfect app that will make them feel productive. With only 24 hours every day, some of us do not have enough time to go through all of our tasks. …


The popularity of impact investing has been growing in the last couple of years. More investors are becoming socially aware and as a result, several EFTs that are in strict adherence to environmental and social governance keep cropping up.

In the last three years alone, more than 50 ESGs have been started with fundraisers targeting segments ranging from international equity to small caps. ETFs have begun competing with open-end funds and it is only a matter of time before they are fully accepted as an investment alternative. EFTs sustainable funds attracted over $2 billion in net flow for the 2018…

Wall Street to Main Street

Insight into the latest finance and investment news and tips to boost your bank.

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